http://www.paytm.com/blog/student-offer/ Use the promo code printed on your Navneet book and avail 10% cash back on all service. This means you could recharge, pay a bill and even shop and avail of this discount. Terms and conditions - To avail the offer you must use the promo code mentioned on your Navneet book - This offer is for new users who haven’t already registered with Paytm - Offer valid till 31st Dec, 2014 - The offer is valid on all transactions including Mobile Recharges, Bill Payment & DTH recharges, there is no minimum cutoff criteria. Offer not applicable on adding to Paytm Cash. - Get maximum cash back is Rs 50 - No min transaction amount is required - Offer can be availed across Paytm platforms: website, app, and mobile website - Promo code is valid only on one successful transaction per user for the offer period - Cash back would be credited within 72 hours of successful transaction in your Paytm wallet account - Offer not applicable in case of refunds / cancellation of transaction for any reasons. - In order to consume this cash back amount, the user needs to comply with Paytm cash Wallet authentication requirements. - This offer is applicable for individual customers only and not for retailers/bulk buyers. - The offer is non-transferable, non-binding and non-encashable. - Write to care@paytm.com for any issues / queries / complaints / grievances related to this offer - Paytm reserve the right to amend, modify, change, add or terminate the Offer terms contained herein at its sole discretion or discontinue the offer without any further notice.